:root{
  --bg:#f6f8fb;--surface:#ffffff;--ink:#142033;--muted:#5d6a7d;--line:#dce3ec;
  --primary:#1457d9;--primary-dark:#0e3f9f;--accent:#0f8f79;--soft:#eef4ff;
  --radius:18px;--shadow:0 14px 40px rgba(20,32,51,.08);--max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--bg);color:var(--ink);line-height:1.6}
a{color:var(--primary);text-decoration:none}a:hover{text-decoration:underline}
.container{width:min(var(--max),calc(100% - 36px));margin:auto}
.topbar{background:#0f1b2d;color:#dce6f6;font-size:.93rem;padding:8px 0}.topbar .container{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:16px 0}.brand{display:flex;align-items:center;gap:10px;font-size:1.22rem;font-weight:800;color:var(--ink);letter-spacing:-.02em}.brand-mark{display:grid;place-items:center;width:38px;height:38px;border-radius:12px;background:linear-gradient(135deg,var(--primary),var(--accent));color:#fff;font-weight:900}.menu{display:flex;align-items:center;gap:22px;flex-wrap:wrap}.menu a{color:var(--ink);font-weight:650;font-size:.95rem}.menu .cta{color:#fff}
.cta,.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--primary);color:#fff;border-radius:12px;padding:12px 18px;font-weight:750;border:0;box-shadow:none}.cta:hover,.btn:hover{background:var(--primary-dark);text-decoration:none}.btn.secondary{background:#fff;color:var(--ink);border:1px solid var(--line)}
.hero{padding:82px 0 54px;background:linear-gradient(180deg,#edf4ff 0,#f6f8fb 100%)}.hero-grid{display:grid;grid-template-columns:1.18fr .82fr;gap:44px;align-items:center}.eyebrow{display:inline-flex;gap:8px;align-items:center;background:#e5f5f1;color:#0b6758;border:1px solid #bfe3db;border-radius:999px;padding:7px 11px;font-weight:750;font-size:.82rem;text-transform:uppercase;letter-spacing:.06em}.hero h1{font-size:clamp(2.3rem,5.5vw,4.5rem);line-height:1.05;letter-spacing:-.045em;margin:18px 0}.hero p{font-size:1.1rem;color:var(--muted);max-width:720px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 18px}.fine{font-size:.9rem;color:var(--muted)}
.panel{background:var(--surface);border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow);padding:28px}.panel h2,.panel h3{margin-top:0}.checklist{display:grid;gap:12px;margin:18px 0}.check{display:flex;gap:11px;align-items:flex-start}.dot{width:22px;height:22px;border-radius:50%;display:grid;place-items:center;background:#e7f7f3;color:#087562;font-weight:900;flex:0 0 22px}
.section{padding:68px 0}.section.alt{background:#fff}.section-head{max-width:760px;margin-bottom:28px}.section h2{font-size:clamp(1.75rem,3.5vw,2.65rem);letter-spacing:-.03em;margin:0 0 10px}.section-head p{color:var(--muted);margin:0}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 8px 24px rgba(20,32,51,.04)}.card h3{margin:6px 0 8px}.card p{color:var(--muted);margin:0}.icon{width:44px;height:44px;border-radius:13px;background:var(--soft);display:grid;place-items:center;font-weight:900;color:var(--primary)}
.steps{counter-reset:steps;display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.step{position:relative;padding:26px;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}.step:before{counter-increment:steps;content:counter(steps);display:grid;place-items:center;width:34px;height:34px;border-radius:10px;background:var(--ink);color:#fff;font-weight:800;margin-bottom:14px}.step p{color:var(--muted);margin-bottom:0}
.notice{padding:20px 22px;border:1px solid #bfd1ee;border-radius:16px;background:#f5f9ff;color:#263d5f}.notice strong{color:#123d84}.warning{border-color:#ead6a3;background:#fffaf0;color:#5f4a16}.warning strong{color:#6e5100}
.table-wrap{overflow:auto;background:#fff;border:1px solid var(--line);border-radius:18px}.compare-table{width:100%;border-collapse:collapse;min-width:720px}.compare-table th,.compare-table td{padding:16px 18px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.compare-table th{background:#f9fbfd}.compare-table tr:last-child td{border-bottom:0}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:24px}.prose{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px}.prose h1,.prose h2,.prose h3{letter-spacing:-.025em}.prose h1{font-size:2.4rem;line-height:1.1}.prose h2{margin-top:34px}.prose p,.prose li{color:#46556a}.prose ul{padding-left:22px}
.callout{background:#0f1b2d;color:#fff;border-radius:24px;padding:34px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}.callout h2{margin:0 0 8px}.callout p{margin:0;color:#cdd8e8}.callout .btn{background:#fff;color:#0f1b2d}
.footer{background:#0f1b2d;color:#c7d2e4;padding:52px 0 28px;margin-top:70px}.footer-grid{display:grid;grid-template-columns:1.1fr repeat(3,.8fr);gap:28px}.footer h4{color:#fff;margin:0 0 12px}.footer a{color:#dce6f6}.footer .small{font-size:.88rem;color:#aebbd0}.legal-row{border-top:1px solid #2b3b52;margin-top:30px;padding-top:20px;font-size:.86rem;color:#9fb0c7}
.kicker{font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;font-weight:800;color:var(--primary)}
.contact-box{display:flex;gap:12px;align-items:center;padding:18px;border:1px solid var(--line);border-radius:14px;background:#fff}.contact-box strong{display:block}.contact-box span{color:var(--muted);font-size:.92rem}
.faq{display:grid;gap:14px}.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 18px}.faq summary{cursor:pointer;font-weight:750}.faq p{color:var(--muted)}
.mobile-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:9px 11px;font-weight:800}
@media(max-width:900px){.hero-grid,.two-col,.callout{grid-template-columns:1fr}.grid,.steps{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.menu{display:none;width:100%;padding-top:10px}.menu.open{display:flex;flex-direction:column;align-items:flex-start}.nav{flex-wrap:wrap}.mobile-toggle{display:block}.hero{padding-top:58px}}
@media(max-width:640px){.container{width:min(100% - 24px,var(--max))}.grid,.steps,.footer-grid{grid-template-columns:1fr}.hero h1{font-size:2.45rem}.hero-actions .btn,.hero-actions .cta{width:100%}.topbar .container{display:block}.section{padding:52px 0}.panel{padding:22px}.prose{padding:22px}}